We offer advice on a range of different policies that are designed to keep you and your family safe and secure.  Talk to us to find out more about each policy and what Is right for you. Examples of the type of policies we offer advice on are:

Income protection

An income protection policy is designed to provide a regular, tax-free income for you if you are unable to work due to accident or sickness.  Once the policy starts to provide the income it will continue to support you until you return to work or the policy expires.

Critical illness cover

Of course, no-one wants to really consider the possibility of a serious illness, but planning for it correctly can often make all the difference. This cover pays a lump sum to you if you are diagnosed with a number of specific conditions, including cancer and heart disease.

Life insurance

Life insurance works by paying out either a lump sum or a series of payments to your beneficiaries upon death. Policies can be on a term basis (for a number of years) or throughout the whole of your life. We can advise you on the right type of trusts to support this.  

Find out more

If you’d like to find out more about our approach and how we can help you, then just get in touch.


Beam House, 

Wharfebank Mills, 

Ilkley Road, 

Otley, LS21 3JP


01943 663143






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Important Statement

Financial Framework Wealth & Estate Planning Ltd is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate will writing, taxation and trust advice. Not all Inheritance Tax Planning solutions are regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No. 843450 at Registered office: 35 Westgate, Huddersfield, HD1 1PA. Registered in England No. 11602026. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

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