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VIDEO:

A guide to Pensions freedom

Understanding your options

Watch our helpful video, made in partnership with Money Alive, that provides information you need to know when it comes to understanding your pension options.

What's in the video?

This video has 22 chapters:

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Chapter 1: Summary of your pension freedoms options

Find out about the different ways you can take your pension in this short summary.

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Chapter 2: Guide to flexible income

A guide to using your pension pot to provide a flexible retirement income.

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Chapter 3: Maintaining your FAD income

What do I need to consider when deciding the level of my FAD income?

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Chapter 4: Death benefits

What happens to my pension pot when I die?

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Chapter 5: Case study – flexible income

An example of someone who might benefit from having a flexible income.

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Chapter 6: Guide to guaranteed income

A guide to using your pension pot to provide a guaranteed retirement income for life by purchasing an annuity.

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Chapter 7: Inflation

How can I maintain the real buying power of my annuity income?

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Chapter 8: Joint life annuity

A guide to using your pension pot to provide a guaranteed retirement income for life by purchasing an annuity.

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Chapter 9: Guaranteed death benefits

How can I avoid getting poor value for money from my annuity if I die earlier than expected?

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Chapter 10: Health & lifestyle

Could my current health and lifestyle mean I qualify for a higher annuity income?

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Chapter 11: Guaranteed annuity rates

Does my current pension policy include valuable income guarantees?

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Chapter 12: Case study – guaranteed income

An example of someone who might benefit from having a guaranteed income.

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Chapter 13: Guide to lump sum

A guide to taking cash lump sums from your pension pot as and when you need them.

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Chapter 14: Case study – lump sum

An example of someone who might benefit from taking a cash lump sum from their pension pot.

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Chapter 15: Guide to taking it all

A guide to taking all your money out of your pension pot in one go.

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Chapter 16: Case study – take it all

An example of someone who might benefit from taking all their pension pot in one go as a lump sum.

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Chapter 17: Guide to leaving it

A guide to leaving your pension pot where it is and deciding to make your choices later.

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Chapter 18: Case study – leave it

An example of someone who might benefit from leaving their pension pot untouched.

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Chapter 19: Tax

How will my lump sum be taxed?

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Chapter 20: Scams

How can I protect myself from pension and investment scams?

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Chapter 21: Debt

How might taking my pension pot impact me if I'm in debt?

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Chapter 22: Means-tested state benefits

How might taking pension withdrawals impact on me if I am eligible for means-tested state benefits?

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To view the guide, simply click the button below to register and view.

ADDRESS
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Beam House

Wharfebank Mills 

Ilkley Road

Otley LS21 3JP

 

 

MC 14

No 5 The Heights

Weybridge

Surrey KT13 0NY

CONTACT
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01943 663143

enquiries@financialframework.co.uk

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Important Statement

Financial Framework Wealth & Estate Planning Ltd is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate will writing, taxation and trust advice. Not all Inheritance Tax Planning solutions are regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No. 843450 at https://register.fca.org.uk. Registered office: 35 Westgate, Huddersfield, HD1 1PA. Registered in England No. 11602026. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

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